How Do I Make an Offer on a Property? 

Making an offer on your first home is exciting but can feel nerve-wracking. The good news is the process is straightforward when you’re prepared. 

How to submit your offer 

Contact the estate agent by phone, email, or in writing – whichever you’re most comfortable with. Be clear and professional. State the exact amount you’re offering and mention you’re a first-time buyer, as chain-free purchases appeal to sellers. 

Include your Agreement in Principle (AIP) showing how much you can borrow, proof of deposit (a recent bank statement), and your solicitor’s details. 

For more on what documents agents expect, see our guide on do I have to give evidence of funds to make an offer. 

What “subject to contract and survey” means 

All offers are automatically subject to contract and survey. This protects you – you can pull out if the survey reveals major issues or your mortgage falls through, without losing your deposit. 

What happens next 

The agent passes your offer and documents to the seller. Being fully prepared makes you a proceedable buyer, which gets priority over casual offers. 

Speak directly and confidently. For example: “I’m a first-time buyer offering £X subject to contract and survey. I’ve attached my AIP, deposit proof, and solicitor details.” 

If your offer is accepted, instruct your solicitor immediately to maintain momentum. 

For more on why early instruction matters, see our guide on when should I instruct a conveyancer. 

Next steps 

Setfords’ residential property solicitors specialise in first-time buyers. We provide our details instantly for your submission, plus fixed-fee quotes, so you’re fully prepared from day one. 

Get your free conveyancing quote today 

What you can expect with Setfords

• More time, more attention: With no targets, Setfords lawyers can dedicate more time to you.
• Ultimate flexibility: Our lawyers can tailor their schedules to meet your needs.
• Nationwide coverage: with hundreds of consultant lawyers across the UK, we’ll connect you with the right expert.
• Dedicated specialist legal partner: work directly with your chosen lawyer from start to finish.
• Highly experienced: Setfords lawyers have an average of 20 years’ experience, so you can be assured you’re in safe hands.
• Capacity-based allocation: our lawyers never take on more work than they can handle, so you get the focus and attention you deserve.

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