
Karl Howsam Consultant Residential and Commercial Property Solicitor
Karl joined Setfords in December 2024 as a Consultant. Karl specialises in non-contentious Residential and Commercial Property.
Karl began his career working in the City of London, then from 2011 working in Surrey. With over 20 years of legal experience working in all aspects of property law, Karl brings a wealth of knowledge to Setfords.
Here is a list of the types of matters that Karl can assist you:
Residential Property
- High Value transactions
- Freehold conveyancing
- Leasehold conveyancing
- Development/Portfolio - Sales/Purchases, Remortgages, and Re-Financing
- Buy-to-Let Investments
- Remortgages
- First Registrations
- Transfers of Equity
- Matrimonial transfers
- Property Assents
- New Builds
- Restrictions/Notices
- Residential Lease Extensions (contractual)
- Acquisition and Disposal of properties at auction
- Deed of Trusts for property
*Please note that Karl does not act for clients with Leasehold Property situated in a “relevant building” defined by the Building Safety Act 2022 (as amended) (i.e. a sale or a purchase of a flat in a building over 11 meters tall or 5 storeys high).
Commercial Property
- Freehold acquisitions and disposals (retail units, industrial units, car parks, warehouses and more)
- Leasehold acquisitions and disposals
- Option Agreements
- Overage Agreements
- Lease renewals and variations
- Lease Surrenders
- Drafting Commercial leases and licences
- Development Finance

Practice Areas
Locations
Karl Howsam has managed the sale and purchase of many properties for me over a period of many years. Once again his service was excellent.I have no hesitation in recommending Karl at Setfords for...
Excellent service and knowledge. I would definiately recomment them.
I recently used Setfords Solicitors for the purchase of my new home, and I had the pleasure of working with Karl as my solicitor. From start to finish, Karl was incredibly professional, efficient,...
Our solicitor Karl Howsam was really fantastic, very efficient and answered every communication immediately, very good performance. I've dealt with lots of solicitors in my time and he was the best...
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74 North Street, Guildford, Surrey, GU1 4AW
DX / 2401 Guildford
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Monday to Thursday
9:00am – 5:30pm
Friday
9:00am – 5:00pm
Closed
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