To all our valued customers,
Our primary concern is the wellbeing of our loved ones, and that of our staff and customers, and we sincerely hope you are safe and well.
For several weeks we have been preparing our business to ensure we can continue to provide legal services during the Covid-19 outbreak.
Our business model is already built around smart working, with our technology designed to support over 200 lawyers who already work from home, reducing the need for social contact.
The information here outlines how we will continue to operate and what adjustments we are making to ensure the safety of our clients and staff.

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Mortgage lending at lowest level since April 2012 says Council of Mortgage Lenders

Figures from the Council of Mortgage Lenders (CML) suggest that the amount of money being lent to UK homebuyers fell last month to £10.4bn, the lowest figure since April 2012. The figure represents a fall of 9% compared with December 2012, and a 3% fall compared with January 2012.The fall comes as a bit of surprise, as the Funding for Lending scheme (FLS) was launched back in August 2012 and aimed to provide up to £60bn to banks and building societies, to help boost lending to customers. The Bank of England reported in January that the FLS was beginning to increase the flow of loans to customers however, had not impacted the figures as much as it had expected.Despite the fall, The Office for National Statistics (ONS) recently suggested that the housing market was beginning to pick up. The CML agreed that the sentiment was still positive and it expected matters to improve over the coming months. Ashley Brown, a mortgage broker from Moneysprite, also agreed with the statements saying that “While the January figures are down, there is plenty of activity in the market, and this should feed through to more positive figures in the coming months.”The contents of this article are intended for general information purposes only and shall not be deemed to be, or constitute legal advice. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of this article.Setfords Solicitors are a national full service law firm, with conveyancing solicitors in Reading and across the country.